Looking for a delicious, protein-packed snack? Banana Chocolate Chip Muffins are a perfect choice. I stumbled upon this recipe while trying to use up some surplus sourdough discard, and it quickly became a family favorite. The blend of ripe bananas and creamy cottage cheese creates a moist muffin with a delightful texture.

These muffins make a great breakfast or an afternoon treat. Each bite is filled with chocolatey goodness, making it easy to indulge without the guilt. They are simple to make and don’t require any special equipment. You will love how satisfying they are, perfect for any time of day.
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Why You’ll Love This Recipe
- Wholesome Ingredients: This recipe features the goodness of bananas, cottage cheese, and sourdough, providing a nutritious base.
- Quick and Easy: Making these muffins is straightforward and doesn’t take much time, perfect for busy mornings.
- High in Protein: Thanks to cottage cheese and protein powder, these muffins offer a protein boost, keeping you full longer.
- Customizable: You can easily substitute ingredients based on your preferences, like using almond flour for a gluten-free option.
- Kid-Friendly: The addition of chocolate chips makes these muffins appealing to kids, ensuring they enjoy a healthy snack.
Ingredients You'll Need
- Bananas – 2. Ripe bananas add natural sweetness and moisture to the muffins.
- Cottage Cheese – 226 g (1 cup). Provides protein and a creamy texture without being heavy.
- Eggs – 2. Eggs help bind the ingredients and contribute to the muffin's structure.
- Maple Syrup – 80 g (¼ cup). Offers natural sweetness and enhances the flavor.
- Sourdough Discard – 120 g (or active starter, ½ cup). Gives moisture and a unique tang that complements the sweetness.
- Refined Coconut Oil – 52 g (melted, ¼ cup). Adds richness and moisture to the muffins.
- All-purpose Flour – 170 g (or gluten-free flour, 1 ¼ cup). Forms the base for the muffins, providing structure.
- Baking Powder – 2 tsp. Helps the muffins rise, giving them a light texture.
- Vanilla Protein Powder – 60 g (2 scoops). Boosts protein content and adds flavor.
- Semi-sweet Mini Chocolate Chips – 93 g (½ cup, plus more for topping). Adds delightful chocolatey bursts throughout the muffins.
How to Make Banana Chocolate Chip Muffins
Step 1: Blend Wet Ingredients
Add all of the wet ingredients to a blender or food processor. Blend until smooth, ensuring everything is well combined to create a creamy base for the muffins.
Step 2: Combine Dry Ingredients
In a large bowl, combine the dry ingredients. This includes the flour, baking powder, and protein powder. Stir them together until evenly mixed.
Step 3: Mix Wet and Dry Ingredients
Pour the blended wet ingredients into the bowl containing the dry ingredients. Use a spatula to fold the muffin batter together until a few lumps remain. Add chocolate chips and fold until they are evenly incorporated.
Step 4: Chill the Batter (Optional)
Cover the muffin batter and chill it in the refrigerator for at least an hour. You can also let it rest overnight if you prefer for even better flavor and texture.
Step 5: Preheat and Prepare the Oven
Preheat the oven to 375ºF (191ºC). Prepare a muffin pan with liners and spray the liners with oil or grease to prevent sticking.
Step 6: Fill Muffin Cups
Evenly divide the batter among the 12 muffin cups in the prepared pan. Sprinkle a few additional chocolate chips on top for extra sweetness.
Step 7: Bake the Muffins
Bake for about 20-23 minutes. A toothpick inserted into the middle should come out clean, and the tops should turn a golden brown.
Step 8: Cool Completely
Once baked, cool the muffins completely on a wire rack. This prevents them from becoming soggy while cooling.

Pro Tips from My Kitchen
✓ Chill the Batter – Chilling the batter for an hour or overnight enhances the flavors and lets the muffins rise beautifully when baked.
✓ Use Ripe Bananas – The riper the bananas, the sweeter your muffins will be. Look for bananas that are spotty and soft for the best results.
✓ Measure Flour Correctly – Spoon the flour into your measuring cup and level it off rather than scooping directly from the bag. This keeps the muffins light and fluffy.
✓ Keep an Eye on Baking Time – Ovens can vary, so start checking your muffins a minute or two early. They are done when a toothpick comes out clean.
✓ Experiment with Mix-ins – Feel free to add nuts or different types of chocolate chips for a personalized touch. This will give each batch a unique flavor and texture.
Serving Ideas and Variations
- Consider serving your muffins warm with a spread of almond butter for added protein and healthy fats.
- For a fun twist, try adding chopped nuts or dried fruit to the muffin batter for additional texture and flavor.
- Top the muffins with a dollop of Greek yogurt mixed with honey for a delicious treat or breakfast option.
- For a gluten-free version, simply substitute the all-purpose flour with a gluten-free flour blend, ensuring a similar consistency.
Frequently Asked Questions About Banana Chocolate Chip Muffins
You can use Greek yogurt or ricotta cheese as a substitute for cottage cheese. This will maintain moisture but adjust the flavor slightly.
The muffins are done when the tops are golden brown, and a toothpick inserted into the center comes out clean. Keep an eye on them during the last few minutes of baking.
Yes, you can make them ahead. Store baked muffins in an airtight container at room temperature for up to three days, or freeze them for longer storage. Reheat in the microwave before serving.
If your muffins turn out dense, it may be due to over-mixing the batter or too much flour. Be sure to mix gently and measure flour accurately next time.
These muffins pair wonderfully with fresh fruit, a smoothie, or a cup of tea. They also make a filling breakfast option on their own.

Banana Chocolate Chip Muffins Recipe
Ingredients
- 2 Bananas
- 226 g Cottage Cheese
- 2 Eggs
- 80 g Maple Syrup
- 120 g Sourdough Discard
- 52 g Refined Coconut Oil
- 170 g All-purpose Flour Forms the base for the muffins (can use gluten-free flour).
- 2 teaspoon Baking Powder
- 60 g Vanilla Protein Powder
- 93 g Semi-sweet Mini Chocolate Chips
Instructions
- Blend all of the wet ingredients in a blender or food processor until smooth.
- In a large bowl, combine the dry ingredients and stir until evenly mixed.
- Pour the blended wet ingredients into the dry ingredients and fold gently until a few lumps remain. Add chocolate chips and fold until evenly incorporated.
- Cover and chill the batter in the refrigerator for at least an hour or overnight.
- Preheat the oven to 375ºF (191ºC) and prepare a muffin pan with liners sprayed with oil.
- Divide the batter among the muffin cups and sprinkle extra chocolate chips on top.
- Bake for 20-23 minutes or until a toothpick inserted in the middle comes out clean.
- Cool the muffins completely on a wire rack before serving.
Notes
- Chill the batter for enhanced flavor and texture.
- Use ripe bananas for sweetness.
- Accurate flour measurement ensures light muffins.





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